We don’t charge your card until the items on your order ship. When you first place your order, we’ll process an authorization for the amount of your order. An authorization reserves the amount for when we do ship your order without taking the funds out of your account. If the credit card authorization fails, the hold on that charge is shown on the bank statement since it is the bank that actually makes the authorization fail, not Makr’s credit card processor. The pending charge should disappear within 24 hrs. Makr does not capture any charge on the customer’s card and no funds are taken.